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Greetings.

We welcome the opportunity to provide you with your home mortgage financing needs based on your requirements and qualifications. Our goal is to determine your qualifications, and offer the best loan options tailored to your financial background. In order to qualify, we will need information from you.

__ Pay stubs for one month – no later than 60 days

__ W-2’s – last two years

__ Year-to-date Profit and Loss on any schedule C, if applicable

__ Federal Income Tax Returns (1040s), if applicable

__ Bank statements – last two months

__ Retirement/Pension/Brokerage statements

After receipt of your loan package and above paperwork, we will provide you with an analysis of loan options and recommendations tailored to meet your needs. During this process, please feel free to call us with any questions.

Our goal is to shop and negotiate the best interest rate available.

Please print, sign and fax the following forms below along with the above items to 888-713-7774 .

1.Document Check List

2. Uniform Residential Loan Application Form 1003

3. Uniform Residential Loan Application (Spanish)

4. Purpose of Refinance

5. Reimbursement For Refinancing of Loan

6.Credit Report Authorization Release Form

7.Borrowers Certification Authorization

8.Occupancy /Title Affidavit

9.Housing Discrimination Act of 1977

10.Mortgage Loan Origination Agreement

11.Equal Credit Opportunity Act (Regulation B)

California Credit Score Disclosure (Applicant)

California Credit Score Disclosure (Co-Applicant)

12.RESPA Disclosure Statement

13.Customer Identification Form

San Francisco County, Alameda County, Contra Costa County, Solano County, Santa Clara County, San Mateo County, Napa County, Sonoma County, Sacramento County, El Dorado County, Merced County, Oakland, Bay Area, Real Estate home loans , San Francisco Real estate loans by Jeff De Loyola of JFrank Capital Mortgage a San Francisco, Oakland, USDA 100% Guaranteed Real Estate Home Loan Specialist. San Francisco refinance, Oakland refinance, Oakkland Mortgage company specializing in Real Estate Home loans in (Oakland & San Francisco real estate loans),San Francisco, Oakland Mortgage refinance loans, Bay Area Home Equity Loans, Commercial financing. Call us ext. 101 or for pre-approval or FREE estimate or Apply Online

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