USDA GUARANTEED HOME LOANS – 100% FINANCING WITH NO MI

Napa County (Angwin, Calistoga, Deer Park, St Helena and Yountville) is one of the few cities in the San Francisco Bay Area that is within the Guaranteed Rural Housing geographic area. This particular program is one of the more attractive 100% Zero Down financing in the market today because of its No MI option. Whether you are a 1st time home buyer, move up buyer, a baby boomer looking for your dream or retirement home, or need to refinance your home.

Call Us Now at 800-810-2080 ext. 101

Properties must be located in rural areas to qualify. Rural is defined as any town of 20,000 or less that is not adjacent to urban areas.

Here’s a snap shot of the requirements:

Purchase or Refinance (no cash out)
fico as low as 580 Owner occupied, 1 unit
Full Doc only
30/30 Fix Rate (no ARM product)
100% Financing, No MI
No Adjustment for declining areas

This is a great opportunity. For more information, call me direct at 415-407-6522.

Call now and receive a FREE brochure on credit scoring.

Our goal is to serve the hardworking class families of California

Testimonials

"Jeff did a great job with my loan for a new home purchase with no strings attached and is always willing to respond to my questions. He has a vast knowledge of loan programs and will find the right loan for you, not to mention he is great at relationship building. I've recommended him to my friends and family, all of which are highly satisfied. Great job Jeff!"

Glenn & Antoinette

"I HIGHLY reccommend the services of Jeffrey De Loyola. I have known Jeff professionally over 15 years. Jeff initially trained me in my current profession years ago for which I am grateful for my success to be working in world class companies and give him due credit. Although Jeff has moved on to another industry, Jeff has maintained those important universal business traits (that he taught me), and that demonstrates his success as a top leader in whatever business he pursues. As a Real Estate Loan Officer and Owner of his own business Jeff is an expert in his field, is sincere when dealing with people and operates with the utmost integrity. He is a good listener to his customers, is realistic when presenting options, opportunity and does his homework consistently, without over-extending himself. Jeff has a contagious uplifting spirit about him and he is a man of "Class". Jeff has a passion for his work, is innovative in his thinking and knows the value of his market/demographics. He respects ALL people culturally. I am a repeat customer and BELIEVER of Jeffrey De Loyola because he knows the importance of relationships, has impeccable follow up, and looks to his clients best interest."

Rose

"Jeffrey is a detailed oriented person and will take his time working with you to ensure that his client is getting the best deal. He will work hard to make it happen and cost effective in getting your loan approved." April 18, 2008

Sheila